szumjeff 发表于 2015-3-29 06:51:20

如果想要私保COVER宝宝出生后的住院费用，必须在产前从SINGLE COVER转为FAMILY COVER吗？

请问各位有经验的妈妈，医生说我体内有种特殊抗体，宝宝出生后可能要照灯去黄疸。这是不是就属于宝宝要住院了？<br />目前本人用的是medibank single cover mid hospital with extras, 孩儿他爹只有extra. <br />是不是必须在宝宝出生前转成FAMILY cover 宝宝才能在出生的时候住院不用自己付钱？<br /><br />先谢谢大家了。

乆ジ厷紸 发表于 2015-3-29 15:33:30

帮顶!

sandy1008 发表于 2015-3-29 18:30:55

我所知是预产期之前提前2个月就合并

lyc90197 发表于 2015-3-30 03:34:35

There is no need to transfer your single cover to family cover, you can add your baby to your policy after he's born within 7 days then the his medical cost will be covered. Medibank would have liason officer in the private hospital to help you on that. I gave birth to my son in Jan 2013 by using my single cover, he stayed in the special care nursery for 10 days, cost covered as I added his name to my policy after he was born.

峰敏 发表于 2015-3-30 07:10:17

收到医院的信，提醒让在宝宝出生前提前三个月转为family cover才能cover宝宝, 有点儿迷茫了。

chaofanbiz 发表于 2015-3-30 10:10:46

打电话问问保险公司最保险了。

稳妥为上还是提早转好，不然刚生完一阵手忙脚乱加上身体虚弱，忘记了也不一定呢

风中摇曳 发表于 2015-3-30 13:50:21

你再为老公办一个cover，然后要求family cover，宝宝就是free了。不知道medibank多久等待期。我用的bupa。

bests 发表于 2015-3-30 14:43:11

照紫外灯完全可以走public啊。。。

xytdw 发表于 2015-3-30 22:00:53

谢谢亲。我打电话问了medibank了，她们说宝宝出生后自动转，没提他爹的事儿。明天我再去柜台问问。

lujie701 发表于 2015-3-31 08:50:56

亲是说让宝宝转院吗？那岂不是要和宝宝分开了，妈妈住private, 宝宝住public.
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