1. Compare, select and get started.Take a look at our competitive loans, compare the different lenders and rates, and work out your cashback entitlement through our cashback calculator. Once you’ve made a decision on the best product for you, it’s time to get the process started. With hundred’s of products on our site, you’ll be sure to find something that suits your needs.
2. Complete the quick quote or application formWe will need you to enter some key info:• The purpose of your loan (new mortgage, refinance, or home renovation)
• The desired value and repayment period of the loan
• Variable or Fixed and if you’d like an offset account
• Personal details including your name, current address, employment and drivers licenceThis information is used to obtain a credit score, so we can determine your eligibility, serviceability and best home loan rates.
3. Loan Approval & SettelmentCongratulations on the successful application and purchase of your property!Once your loan settles, you are one step closer to receiving your cashback.
4. Time To Enjoy Your Cashback!We will pass on the cashback to you at the following intervals from settlement date:• After Year 1: First 50% of the cashback to your nominated bank account.
• After Year 2: Remaining 50% of the cashback to your nominated bank account.Any additional or promotional cashback offered by the lender at the time of aplication will also be added in addition to the cashback we offer at With Cashback.
