如果想要私保COVER宝宝出生后的住院费用，必须在产前从SINGLE COVER转为FAMILY COVER吗？

szumjeff · 发表于 2015-3-29 06:51:20

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请问各位有经验的妈妈，医生说我体内有种特殊抗体，宝宝出生后可能要照灯去黄疸。这是不是就属于宝宝要住院了？
目前本人用的是medibank single cover mid hospital with extras, 孩儿他爹只有extra.
是不是必须在宝宝出生前转成FAMILY cover 宝宝才能在出生的时候住院不用自己付钱？

先谢谢大家了。

乆ジ厷紸 · 发表于 2015-3-29 15:33:30

帮顶!

sandy1008 · 发表于 2015-3-29 18:30:55

我所知是预产期之前提前2个月就合并

lyc90197 · 发表于 2015-3-30 03:34:35

There is no need to transfer your single cover to family cover, you can add your baby to your policy after he's born within 7 days then the his medical cost will be covered. Medibank would have liason officer in the private hospital to help you on that. I gave birth to my son in Jan 2013 by using my single cover, he stayed in the special care nursery for 10 days, cost covered as I added his name to my policy after he was born.