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发表于 2015-3-25 12:19:19
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来自： INNA
应该是的。下面这段供你参考。
About private care with an obstetrician
You may choose to be cared for privately by an obstetrician. Usually, as a private patient, you will have your baby in a private hospital but you can also choose to be a private patient in a public hospital.
If you choose to be a private patient in a public hospital you will not be guaranteed a single room and you will be responsible for hospital, medical and diagnostic expenses. Health insurance only covers your hospital and medical expenses for the birth of your baby, not your pregnancy related visits or expenses. However, part of those expenses will be covered by Medicare.
Private health funds usually require membership for at least one year before they will cover you for maternity services. Check your policy carefully to understand what is covered and what is not. Usually you can elect the level of cover you want so you may choose to make some changes if you already have a policy in place. Check with your obstetrician about whether you can expect out of pocket fees for the following services:
hospital admission
medical fees
diagnostic fees (ultrasound and blood tests).
If you have a single hospital policy, it won’t cover the cost of dependent children. This is only a problem if your baby needs to be admitted to hospital after they are born in a private hospital. If your baby is born healthy, they will not be formally admitted to hospital, but if they are premature or require some kind of treatment they will be admitted to hospital and this can increase your costs significantly. If you give birth to twins, at least one of the twins will be admitted to hospital.
Speak with your insurance company about the limitations of your policy. Most hospitals also have liaison officers who can help you with any questions you may have.
Your local doctor may help you to choose an obstetrician and can provide a referral. You can also contact the private maternity hospitals directly and ask for a list of their practicing doctors. Alternately you can search for a doctor by using the Royal Australian and New Zealand College of Obstetricians and Gynaecologists. |
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