如果想要私保COVER宝宝出生后的住院费用，必须在产前从SINGLE COVER转为FAMILY COVER吗？

szumjeff

请问各位有经验的妈妈，医生说我体内有种特殊抗体，宝宝出生后可能要照灯去黄疸。这是不是就属于宝宝要住院了？
目前本人用的是medibank single cover mid hospital with extras, 孩儿他爹只有extra.
是不是必须在宝宝出生前转成FAMILY cover 宝宝才能在出生的时候住院不用自己付钱？

先谢谢大家了。

乆ジ厷紸

帮顶!

sandy1008

我所知是预产期之前提前2个月就合并

lyc90197

There is no need to transfer your single cover to family cover, you can add your baby to your policy after he's born within 7 days then the his medical cost will be covered. Medibank would have liason officer in the private hospital to help you on that. I gave birth to my son in Jan 2013 by using my single cover, he stayed in the special care nursery for 10 days, cost covered as I added his name to my policy after he was born.

峰敏

收到医院的信，提醒让在宝宝出生前提前三个月转为family cover才能cover宝宝, 有点儿迷茫了。

chaofanbiz

打电话问问保险公司最保险了。

稳妥为上还是提早转好，不然刚生完一阵手忙脚乱加上身体虚弱，忘记了也不一定呢

风中摇曳

你再为老公办一个cover，然后要求family cover，宝宝就是free了。不知道medibank多久等待期。我用的bupa。

bests

照紫外灯完全可以走public啊。。。

xytdw

谢谢亲。我打电话问了medibank了，她们说宝宝出生后自动转，没提他爹的事儿。明天我再去柜台问问。

lujie701

亲是说让宝宝转院吗？那岂不是要和宝宝分开了，妈妈住private, 宝宝住public.