676父母长期旅游签证医疗保险怎么买？

Amuttylat · 发表于 2012-12-20 16:36:06

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想给母亲办676长期旅游签证，但不知医疗保险怎么买？国内的医保算数吗？先谢过各位了。

孙亚芳姐姐 · 发表于 2012-12-21 01:09:54

怎么买？

直接去保险公司网站上付钱就行了

身体好的买便宜的

身体不好的就买贵一些的

pwdhua5267 · 发表于 2012-12-21 12:21:28

国内的保险公司好像不给55岁以上的办理保险。只能买国外的，比如medibank
但是，对于父母的3年或者5年长期签证，澳洲移民局真的要求必须办理医疗保险才给签吗？

frkdxbpywu98 · 发表于 2012-12-21 20:01:46

你国内的保险，在澳洲应该不能给付。
这个保险的意思不是像我们国内的人寿保险，譬如出了什么事给笔保金这种的。在澳洲，因为医疗费用相当昂贵，一般公民和PR由于有medicare，所以国家支付一定的医疗费用，所以海外人士要来澳洲购买澳洲这里的private health fund。价格比较贵的，一年搞不好2000澳元都是有可能的，要看年龄什么的。有了这个保险，看病，门诊，开刀什么的都能cover掉一定的部分，具体看你买的种类和交的premium的多少。
澳洲政府主要是要保证没有medicare的人在澳洲看得起病，所以强制你们买这些，就跟留学生来澳洲要被强制购买OSHC是一个道理。

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心如沉海 · 发表于 2012-12-22 01:19:38

Maintain health insurance – this means that you must have adequate health insurance while you are in Australia. Your visa may be cancelled if you do not maintain adequate health insurance cover. Reciprocal health arrangements are not adequate to meet this requirement. If you apply for another visa in the future, you may be asked to provide evidence that you held health insurance while you were in Australia. If you cannot provide evidence, you may not be eligible to be granted another Tourist visa.

Health insurance policy
If you need to have health insurance while in Australia the health insurance policy:

can be with any Australian insurer or reputable overseas insurer
doesn't need to be with a specialist health insurance company
can include an excess and standard 'pre-existing condition' clauses
must be fully comprehensive (that is, it must provide at least Medicare equivalent cover including hospital, emergency, general practitioner and pharmaceutical benefits.

It is preferable that your health insurance is held with an Australian insurer but it can be made through a reputable overseas insurer which provides the same level of cover.